Welcome to our research center. We've put together a library of information on important financial topics that we believe you'll find helpful.
Simply click on one of the general financial topics below, and you'll find a selection of easy-to-understand information about related financial concepts. This information is updated regularly to reflect the latest facts, figures, and trends.
- Insuring the Vehicles That Drive Your Business
- Business Owners Policy: Basic Protection for Multiple Risks
- Specialty Liability Coverage
- Workers' Comp Takes Care of Your Team
- The 17 Perils
- Actual Cash Value vs. Replacement Cost
- Understanding Deductibles
- Documentation of Valuables
- Expanding Coverage
- Floaters for the Finer Things
- Flood Insurance
- Insuring a Home
- The Basics of Homeowners Insurance
- Cover Yourself with an Umbrella Liability Policy
- Insuring a Condominium
- Special Circumstances: Property Under Construction and Rental Property
- Renters Insurance
- On the Move: Insurance Protection for Your Automobile and Other Vehicles
- Auto Insurance Basics: Liability, Collision, Comprehensive
- Additional and Optional Coverages
- Who’s At Fault?
- Premiums and Discounts: Factors that Affect Your Rate
- What To Do After an Accident
- Getting Your Car Back
- Using Your Personal Car for Business
- Risky Drivers
- Adding a Teen or College-bound Driver
- Motorcycle Insurance
- Watch the Hull: Insurance for Boats and Other Watercraft
- Specialty Policies Insure Fun
- Aviation Insurance
Term life insurance differs from permanent forms of life insurance in that it offers temporary protection.
Some of the pros and cons of whole life insurance.
Consider a universal life insurance policy if you want the flexibility to change your premium or death benefit.
Variable life insurance gives you the control to allocate your account value among a variety of investment options.
Even if your state doesn’t require certain types of auto insurance, it may be wise to purchase multiple types to ensure you are covered for a variety of situations.
When it is time to make an insurance claim, it helps if you are familiar with your policies and the steps you should take to file a claim.
Several factors could undermine the financial security provided by the proceeds of your life insurance policy.
To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.
Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.
There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.
Consider additional liability insurance to help protect you from the potentially devastating effects of liability lawsuits.
Selecting health insurance is often one of the most important decisions you will make. Do you know the different types?
Using a financially sound insurance company is an important part of ensuring your family’s financial security.
The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.
Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?
If you were to suffer an illness or disability that required long-term nursing care, would you be covered?