Newsletters

February

• A Diamond May Not Be Forever: Personal Property Insurance

  Homeowners or renters insurance may not provide enough protection to replace an engagement ring or other expensive item. Purchasing a separate personal property policy or adding a “floater” to a standard policy could provide the protection you need.

• Calm and Focused: How to Handle an Auto Collision

  Even a minor auto collision can be stressful and hazardous. These steps can help you stay safe at the scene and steer clear of costly complications.

January

• New Year, New Insurance Deductibles?

  Having appropriate deductibles for your auto and homeowners policies could provide peace of mind — and might even save you some money.

• Tips to Help Protect Your Home from Water Disasters

  As a homeowner, it’s important to pay close attention to maintenance issues, protect your financial interests with appropriate insurance, and read your policy carefully to understand the situations in which water damage will or will not be covered.

December

• Deck the Halls Safely

  Although 2020 poses unique challenges, every winter holiday season requires caution and common sense. Consider these tips for a safer holiday experience.

• Slip-Sliding on the Road: Tips for Winter Driving

  More than one out of five auto accidents is weather related, most often caused by rain, snow, sleet, and ice. Taking these precautions and carrying appropriate insurance coverage could help make this winter a safer, more secure driving season.

November

• Liability Protection: Is Your Umbrella Big Enough?

  Standard homeowners and auto insurance policies generally cover personal liability, but you may not have enough coverage to protect your income and assets in the event of a high-dollar judgment.

• Preparing Your Home to Welcome Old Man Winter

  Winter storms caused more than $7 billion in property damage in 2019. Here are some tips to help you winterize your home.

October

• Hotter and Hotter: Protecting Your Home from Wildfires

  After a relatively mild year for wildfires in 2019, widespread fires in 2020 are already above the 10-year average for January to September, with three more months of high wildfire risk left to go. Here are some steps to help protect your home and family.

• Deer in the Headlights: Avoiding Animal Collisions

  In many parts of the country, autumn brings an increase in insurance claims related to collisions with deer and other large animals. Consider these tips for avoiding animal collisions, and make sure you have comprehensive insurance coverage.

September

• Disaster Prep Could Save the Day

  Most communities could be impacted by a natural disaster such as a hurricane, wildfire, or earthquake. In the spirit of National Preparedness Month this article includes tips for emergency preparedness — updated for the COVID-19 era.

• Driver Distractions Can Take a Terrible Toll

  Drivers may be on the road less often during the pandemic, but modern-day distractions are still a common cause of car accidents.

August

• Back-to-College Insurance Needs

  The COVID-19 crisis has created uncertainty about the college experience this fall, but if you have a college student returning to campus, it's important to consider these three types of coverage.

• Home on Wheels: RV Insurance Tips

  A recent survey found that 46 million Americans planned to take an RV trip in the next 12 months. Whether you own an RV or are considering buying one, be sure you understand the insurance requirements and coverage options.

July

• Ahoy! Boat Safety and Insurance Checklist

  Before jumping onboard, follow safe boating practices and make sure you have adequate insurance coverage.

• Is a Backyard Pool Your Summer Escape? Be Sure to Keep Safety in Mind

  As tragic and pervasive as drowning accidents are, most of them have one thing in common – they’re preventable.

June

• Protecting Yourself from Uninsured Motorists

  Despite compulsory auto insurance laws in almost every state, about one out of eight drivers gets behind the wheel without coverage — creating a potential liability not only for themselves but also for insured drivers.

• Rental Properties: Why Tenants and Landlords Should Have Their Own Insurance

  Many renters and landlords may not realize that they need specialized insurance to protect themselves from potential loss, damage, and liability costs.

May

• Driving Less? COVID-19 and Your Car Insurance

  In light of related reductions in mileage and accident claims, many auto insurers are offering financial relief for policyholders affected by the pandemic.

April

• Flood Insurance: Rising Waters, Rising Costs

  According to the National Weather Service, 128 million people face an elevated risk of flooding in their communities in the spring of 2020. Learn about the National Flood Insurance Program — including coming changes to risk assessment models — and how flood mitigation measures might help protect your home and pay for themselves in the long run.